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Objective net profit rate on credit arbitrage

Objective net profit rate depending on the size of the collateral amount and VIP status, %/day

VIP Status CLL Rating B Rating A Rating AA Rating AAA
Baa3
PRO 1
Baa2
PRO 2
Baa1
PRO 3
A3
PRO 4
A2
PRO 5
A1
PRO 6
Aa3
PRO 7
Aa2
PRO 8
Aa1
PRO 9
Aaa
PRO 10
Loan amount 1'000 5'000 10'000 25'000 50'000 100'000 250'000 500'000 1'000'000 2'500'000
NEW CLL 1 0.600 0.733 0.900 1.100 1.333 * * ** ** **
Beginner CLL 1 0.600 0.733 0.900 1.100 1.333 * * ** ** **
VIP 1 CLL 1 0.600 0.733 0.900 1.100 1.333 * * ** ** **
VIP 2 CLL 2 0.633 0.767 0.933 1.133 1.367 * * ** ** **
VIP 3 CLL 3 0.667 0.800 0.967 1.167 1.400 * * ** ** **
VIP 4 CLL 4 0.700 0.833 1.000 1.200 1.433 * * ** ** **
VIP 5 CLL 5 0.733 0.867 1.033 1.233 1.467 * * ** ** **
VIP 6 CLL 6 0.767 0.900 1.067 1.267 1.500 * * ** ** **
VIP 7 CLL 7 0.800 0.933 1.100 1.300 1.533 * * ** ** **
VIP 8 CLL 8 0.833 0.967 1.133 1.333 1.567 * * ** ** **
VIP 9 CLL 9 0.867 1.000 1.167 1.367 1.600 * * ** ** **
VIP 10 CLL 10 0.900 1.033 1.200 1.400 1.633 * * ** ** **
VIP 11 CLL 11 ** ** ** ** ** ** ** ** ** **
VIP 12 CLL 12 ** ** ** ** ** ** ** ** ** **
VIP 13 CLL 13 ** ** ** ** ** ** ** ** ** **
VIP 14 CLL 14 ** ** ** ** ** ** ** ** ** **
VIP 15 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 1 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 2 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 3 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 4 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 5 CLL 15 ** ** ** ** ** ** ** ** ** **
Days 90 75 60 45 30 15 10 7 5 3

About credit arbitrage

Credit arbitrage is a strategy for making a profit due to the difference in interest rates between borrowed funds and investment opportunities. In the AITrust ecosystem, credit arbitrage allows participants to use leverage to increase potential returns.

Main parameters:
  • VIP Status - AITrust participant level, determining available rates and opportunities
  • CLL Rating - Credit Leverage Level, determining the maximum available leverage
  • Objective Rate - Daily percentage yield on collateral amount
  • Loan amount - USDT collateral amount
Table legend:
  • * - Limited offer. Valid for the requested cryptocurrency.
  • ** - Corporate offer. Only BTC/ETH/XRP/SOL/ADA upon request.

Note: The credit period (in days) depends on the selected rating and the credit amount. The higher the rating, the shorter the credit period, but the higher the potential profitability.

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Trading Rewards from the Team's Deposit Arbitration

VIP Status Bonus Rate from AITRUST FEES Trading Commissions (≈ 5%-30% of the transaction) Number of Trading Commission Accounting Lines
1st Line 2-5 Lines
NEW 20% not included 1
Beginner 20% not included 1
VIP 1 20% 10% 2
VIP 2 20% 10% 2
VIP 3 20% 10% 2
VIP 4 20% 12% 3
VIP 5 20% 12% 3
VIP 6 20% 12% 3
VIP 7 20% 14% 4
VIP 8 20% 14% 4
VIP 9 20% 14% 4
VIP 10 20% 16% 5
VIP 11 20% 16% 5
VIP 12 20% 16% 5
VIP 13 20% 18% 5
VIP 14 20% 18% 5
VIP 15 20% 18% 5
Exclusive 1 20% 18% 5
Exclusive 2 20% 18% 5
Exclusive 3 20% 18% 5
Exclusive 4 20% 18% 5
Exclusive 5 20% 18% 5

About Trading Rewards

Trading rewards allow AITrust program participants to receive additional income from their team's trading operations. The amount of the reward depends on the VIP status and the number of active lines.

Key terms:
  • VIP Status - the level of the participant in the AITrust program, which determines the available bonuses and the number of lines taken into account
  • Bonus Rate - the percentage of trading commissions that is accrued to the participant from the operations of his team
  • 1st Line - personally invited partners
  • 2-5 Lines - partners invited by your partners (depth up to 5 levels depending on the VIP status)
  • Number of Accounting Lines - the maximum number of levels in the structure from which rewards are accrued

Note: NEW and Beginner statuses receive rewards only from direct partners (1st line). Starting from VIP 1, members receive rewards from downlines as well.

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CPA Rewards Program (Cost Per Action)

Licensed Arbitrage

Sales 1 3 10 25 50 100 250 500 1000 2500 5000 10000 25000 50000 100000
Sold Licenses for Arbitrage in the Team (except licenses by Promo Code), pcs 1 3 10 25 50 100 250 500 1'000 2'500 5'000 10'000 25'000 50'000 100'000
Active Lines in Calculating the Number of Sold Licenses 1 1 2 2 3 3 4 4
Instant EARN Bonus for Sold Licenses for Arbitrage in the Team, USDT 50 EARN3 100 200 300 500 1'000 5'000 10'000 25'000 50'000 100'000 250'000 500'000 1'000'000 5'000'000

Crypto Lending

Sales 1 2 4 7 10 15 25 50 75 100 200 350 500 750 1000
Personally Sold Licenses for CSL Program Crypto Lending, pcs 1 2 4 7 10 15 25 50 75 100 200 350 500 750 1'000
Instant EARN Bonus for Personally Sold CSL Programs, USDT 50 EARN3 50 150 250 500 1'000 3'000 5'000 7'500 10'000 25'000 50'000 75'000 100'000 200'000

AITrust Pay (starting from 3Q 2025)

Sales 1 3 10 25 50 100 250 500 1000 2500 5000 10000 25000 50000 100000
Sold VISA/MasterCard Payment Cryptocurrency Cards in the team, pcs 1 3 10 25 50 100 250 500 1'000 2'500 5'000 10'000 25'000 50'000 100'000
Active Lines in Calculating the Number of Sold Cryptocurrency Cards 1 1 2 2 3 3 4 4
Instant EARN Bonus for Sold Cryptocurrency Cards, USDT 5 10 20 30 50 100 500 1'000 2'500 5'000 10'000 25'000 50'000 100'000 500'000

About the CPA Rewards Program

The CPA (Cost Per Action) rewards program allows members to receive bonuses for various actions and sales in the AITrust ecosystem.

Main program areas:
  • Licensed Arbitrage - rewards for selling arbitrage licenses in a team
  • Crypto Lending - rewards for personal sales of licenses under the CSL program
  • AITrust Pay - rewards for selling VISA/MasterCard crypto cards (available from Q3 2025)

Note: All bonuses are credited instantly in USDT. For the initial level of sales, bonuses are credited to EARN3 staking with increased profitability.

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AITrust Investment Group (Investment Grade)

Credit Rating Long-term Short-term Credit period (days) Name
Aaa 2'500'000 3 PRO 10
Aa1 1'000'000 5 PRO 9
Aa2 500'000 7 PRO 8
Aa3 250'000 10 PRO 7
A1 100'000 15 PRO 6
A2 50'000 30 PRO 5
A3 25'000 45 PRO 4
Baa1 10'000 60 PRO 3
Baa2 5'000 75 PRO 2
Baa3 1'000 90 PRO 1

About investment ratings

AITrust investment ratings are based on the international Moody's rating system and reflect the level of risk and return on investments.

Rating classification:
  • Aaa, Aa1-Aa3 - Highest investment ratings with minimal risk and a short-term crediting period
  • A1-A3 - Medium-high investment ratings with moderate risk
  • Baa1-Baa3 - Basic investment ratings with a longer crediting period

Each rating corresponds to a certain PRO level (from PRO 1 to PRO 10) and has its own parameters for long-term and short-term crediting, as well as a set crediting period in days.

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Become an Ambassador and get rewarded for sharing your love of crypto with AITrust

VIP Status Personal Requirements, USDT/PRO Calculation Levels CSL CSL Team Turnover, USDT Equivalent Level 1 Borrower Requirements, USDT/PRO Available CLL Referral Bonus, % VIP Reward, USDT
Crypto Lending Service Seller Rank Ambassador Requirement for Personal CSL or AITrust Products Number of Lines for Calculating CSL Volume by VIP Status Team Financial Volume for Collateral of Crypto Loans CSL or AITrust Products for Personally Invited Partners Leverage Level (Credit Leverage Level: 2X-50X) Reward from the CSL amount on 1 line (% in EARN Staking) Bonus in EARN Staking for VIP Status
NEW Arbitrage License not included not required not required CLL 1 not included 50 EARN3
Beginner Deposit Arbitrage not included not required License to Arbitrate CLL 1 5 50 EARN3
VIP 1 Deposit Arbitrage 1 1'000 1'000 ↔ PRO1 (Baa3) CLL 1 6 150
VIP 2 Deposit Arbitrage 2 5'000 2'000 ↔ PRO 2 (Baa2) CLL 2 7 300
VIP 3 1'000 ↔ PRO1 (Baa3) 3 10'000 3'000 ↔ PRO 2 (Baa2) CLL 3 8 550
VIP 4 1'000 ↔ PRO1 (Baa3) 4 25'000 6'000 ↔ PRO 3 (Baa1) CLL 4 9 1'000
VIP 5 1'000 ↔ PRO1 (Baa3) 5 50'000 10'000 ↔ PRO 3 (Baa1) CLL 5 10 2'000
VIP 6 5'000 ↔ PRO 2 (Baa2) 6 100'000 15'000 ↔ PRO 4 (A3) CLL 6 11 3'500
VIP 7 5'000 ↔ PRO 2 (Baa2) 7 200'000 25'000 ↔ PRO 4 (A3) CLL 7 12 6'000
VIP 8 10'000 ↔ PRO 3 (Baa1) 8 350'000 35'000 ↔ PRO 5 (A2) CLL 8 13 8'500
VIP 9 10'000 ↔ PRO 3 (Baa1) 9 550'000 50'000 ↔ PRO 5 (A2) CLL 9 14 12'000
VIP 10 25'000 ↔ PRO 4 (A3) 10 800'000 60'000 ↔ PRO 6 (A1) CLL 10 15 16'000
VIP 11 25'000 ↔ PRO 4 (A3) 11 1'100'000 80'000 ↔ PRO 6 (A1) CLL 11 16 20'000
VIP 12 50'000 ↔ PRO 5 (A2) 12 1'500'000 100'000 ↔ PRO 6 (A1) CLL 12 17 25'000
VIP 13 50'000 ↔ PRO 5 (A2) 13 2'000'000 125'000 ↔ PRO 7 (Aa3) CLL 13 18 30'000
VIP 14 100'000 ↔ PRO 6 (A1) 14 2'750'000 150'000 ↔ PRO 7 (Aa3) CLL 14 19 50'000
VIP 15 100'000 ↔ PRO 6 (A1) 15 4'500'000 200'000 ↔ PRO 7 (Aa3) CLL 15 20 125'000
Exclusive 1 250'000 ↔ PRO 7 (Aa3) All active lines 7'000'000 250'000 ↔ PRO 7 (Aa3) CLL 15 20 200'000
Exclusive 2 250'000 ↔ PRO 7 (Aa3) All active lines 12'500'000 350'000 ↔ PRO 7 (Aa2) CLL 15 20 500'000
Exclusive 3 500'000 ↔ PRO 8 (Aa2) All active lines 22'500'000 500'000 ↔ PRO 8 (Aa2) CLL 15 20 1'000'000
Exclusive 4 1'000'000 ↔ PRO 9 (Aa1) All active lines 50'000'000 1'000'000 ↔ PRO 9 (Aa1) CLL 15 20 3'000'000
Exclusive 5 2'500'000 ↔ PRO 10 (Aaa) All active lines 100'000'000 2'500'000 ↔ PRO 10 (Aaa) CLL 15 20 5'000'000

Additional Information

NEW and Beginner statuses are not VIP statuses and do not require the presence of credit arbitrage in the team.

Exclusive 1 - Exclusive 5 statuses do not have restrictions on the levels of calculating the financial volume of CSL in the team.

Credit products PRO1-PRO10 are equivalent to the Rating borrower (according to Moody's investment rating for AITrust) and correspond to investment grade ratings: PRO1 for Baa3 ($1,000 to $5,000), PRO2 for Baa2 ($5,000 to $10,000), PRO3 for Baa1 ($10,000 to $25,000), PRO4 for A3 ($25,000 to $50,000), PRO5 for A2 ($50,000 to $100,000), PRO6 for A1 ($100,000 to $250,000), PRO7 for Aa3 ($250,000 to $500,000), PRO8 for Aa2 ($500,000 to $1,000,000), PRO9 for Aa1 ($1,000,000 to $2,500,000), PRO10 for Aaa (from $2,500,000 to $10,000,000).

Terms and Definitions:
  • CSL - Collateral Security for Loan: Collateral for a loan is the amount of cryptocurrency (e.g. Bitcoin, Ethereum, XRP etc.) provided by the borrower to AITrust for a certain period to obtain the amount of leverage (in USDT) for the purpose of further arbitrage trading.
  • Referral Bonus: Reward from the amount of CSL sold to a personally invited partner on the 1st line. Accrued as a credit under the EARN Staking program. Rewards for NEW and Beginner statuses are accrued as credits under the EARN3 Staking program.
  • VIP Bonus : Reward for an ambassador for achieving VIP status when forming a team volume of CSL and fulfilling the related conditions for achieving it. Credited as a credit under the EARN Staking program.

Note: The number of active bonus lines depends on your VIP status in the AITrust program.

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EARN STAKING Profitable Program

EARN STAKING Profitable Program
Staking EARN EARN1 (+5%) EARN2 (+10%) EARN3 (+15%)
Income/Month 10% 15% 20% 25%
Staking Period unlimited 30 days 90 days 180 days
EARN STAKING Program Rewards
Active Bonus Lines not included 1 2 3
Referral Bonus not included 5% 10%-5% 20%-10%-5%

About the EARN STAKING program

EARN STAKING is a profit-making program that allows you to earn passive income from placing your crypto assets. The longer the staking period, the higher the yield.

Program Features:

  • EARN - Basic program with a yield of 10% per month with no limit on the placement period
  • EARN1 - Program with increased yield of 15% and a placement period of 30 days
  • EARN2 - Program with high yield of 20% and a placement period of 90 days
  • EARN3 - Program with maximum yield of 25% and a placement period of 180 days

Referral Program:

Invite partners and get additional rewards:

  • 1 line - 5% of your referral's staking
  • 2 lines - 10% of the staking of first-level referrals and 5% of the staking of second-level referrals
  • 3 lines - 20% of the staking of first-level referrals, 10% of the second level and 5% of the third level
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Marketing Offer 'AITrust Lending (by Moody's)'

PRO Name of the Credit (Moody's) Offers Collateral Amount, USDT Equivalent Lock-up Period of Holding Collateral Amount, days CLL1-CLL10 (VIP Rank) Leverage and Objective Rate of Return on Collateral with Crypto Assets for the Period
CLL1 MPY (Monthly), %
Profit for the Month, from
CLL1 DPY (Daily), %
Profit for the Day
CLL1 PPY (Period), %
Profit for the Period
CLL11-CLL15 (VIP Rank)
CLL1 PPY (Period), %
Profit for the Period
PRO 10 (Aaa)** 2'500'000-10'000'000 3 6X-15X ≈89 2,97 8,91 15X-50X
Personalized
(from ≈55)
PRO 9 (Aa1)** 1'000'000-2'500'000 5 6X-15X ≈78 2,6 13
PRO 8 (Aa2)** 500'000-1'000'000 7 5X-14X ≈67 2,23 15,61
PRO 7 (Aa3)* 250'000-500'000 10 5X-14X ≈57 1,9 19
PRO 6 (A1)* 100'000-250'000 15 4X-13X ≈48 1,6 24
PRO 5 (A2) 50'000-100'000 30 4X-13X ≈40 1,33 39,9
PRO 4 (A3) 25'000-50'000 45 3X-12X ≈33 1,1 49,5
PRO 3 (Baa1) 10'000-25'000 60 3X-12X ≈27 0,9 54
PRO 2 (Baa2) 5'000-10'000 75 2X-11X ≈22 0,73 54,75
PRO 1 (Baa3) 1'000-5'000 90 2X-11X ≈18 0,6 54

PRO1-PRO5: Active offers for AITrust licensees.

*Limited offer. Valid for the requested cryptocurrency.

**Corporate offer. Only BTC/ETH/XRP/SOL/ADA upon request.

About AITrust credit offer

AITrust credit offers are based on the international Moody's rating system and provide various lending options secured by crypto assets.

Lending terms:
  • PRO levels - correspond to Moody's credit ratings from Baa3 (PRO 1) to Aaa (PRO 10)
  • Collateral amount - range of acceptable collateral in USDT
  • Lock-up period - collateral retention period in days
  • Leverage - depends on the client's VIP rank and varies from 2X to 50X
Profitability indicators:
  • MPY (Monthly Percentage Yield) - monthly yield in percent
  • DPY (Daily Percentage Yield) - daily yield in percent
  • PPY (Period Percentage Yield) - percentage yield for the entire period

For clients with a high VIP rank (CLL11-CLL15), personalized lending terms with increased leverage (up to 50X) and increased yield are available.

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Average Cryptocurrency Lending Rate Indicators, %/month

(MPR - Monthly Percentage Rate)

Credit Leverage Level (CLL) Available Leverage Long-Term MPR (Baa3-A2) Short-Term MPR (A1-Aaa)
CLL 1 2X 3X 4X 5X 6X 8,332 2,62
CLL 2 3X 4X 5X 6X 7X 10,533 4,827
CLL 3 4X 5X 6X 7X 8X 11,387 6,305
CLL 4 5X 6X 7X 8X 9X 11,893 7,368
CLL 5 6X 7X 8X 9X 10X 12,185 8,171
CLL 6 7X 8X 9X 10X 11X 12,44 8,8
CLL 7 8X 9X 10X 11X 12X 12,633 9,304
CLL 8 9X 10X 11X 12X 13X 12,782 9,7
CLL 9 10X 11X 12X 13X 14X 12,902 10,049
CLL 10 11X 12X 13X 14X 15X 13,001 10,346
CLL 11 15X 16X 11,786 9,414
CLL 12 20X 11,053 9,158
CLL 13 25X 9,375 7,875
CLL 14 35X 8,382 7,327
CLL 15 50X 7,959 7,225

About MPR Indicators

MPR (Monthly Percentage Rate) is an indicator of the average cryptocurrency lending rate, expressed as a percentage per month. This indicator is used to calculate potential yield when using different levels of leverage (CLL).

Leverage Levels (CLL)

Credit Leverage Level (CLL) determines the available level of leverage that a client can use depending on their VIP status. The higher the CLL, the more opportunities there are to increase potential profit.

Types MPR

  • Long-Term MPR (Baa3-A2) - is applied to long-term investments with a credit rating from Baa3 to A2 on the Moody's scale.
  • Short-Term MPR (A1-Aaa) - is applied to short-term investments with a credit rating from A1 to Aaa on the Moody's scale.

Note: MPR indicators may change depending on market conditions and individual parameters of the credit offer.

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AITrust Investment Grade (Credit Rating)

CLL (VIP Rank) Baa3 Baa2 Baa1 A3 A2 A1 Aa3 Aa2 Aa1 Aaa
PRO 1 PRO 2 PRO 3 PRO 4 PRO 5 PRO 6 PRO 7 PRO 8 PRO 9 PRO 10
CLL 1 2X 2X 3X 3X 4X 4X 5X 5X 6X 6X
CLL 2 3X 3X 4X 4X 5X 5X 6X 6X 7X 7X
CLL 3 4X 4X 5X 5X 6X 6X 7X 7X 8X 8X
CLL 4 5X 5X 6X 6X 7X 7X 8X 8X 9X 9X
CLL 5 6X 6X 7X 7X 8X 8X 9X 9X 10X 10X
CLL 6 7X 7X 8X 8X 9X 9X 10X 10X 11X 11X
CLL 7 8X 8X 9X 9X 10X 10X 11X 11X 12X 12X
CLL 8 9X 9X 10X 10X 11X 11X 12X 12X 13X 13X
CLL 9 10X 10X 11X 11X 12X 12X 13X 13X 14X 14X
CLL 10 11X 11X 12X 12X 13X 13X 14X 14X 15X 15X
CLL 11 15X 15X 15X 15X 15X 15X 15X 15X 16X 16X
CLL 12 20X 20X 20X 20X 20X 20X 20X 20X 20X 20X
CLL 13 25X 25X 25X 25X 25X 25X 25X 25X 25X 25X
CLL 14 35X 35X 35X 35X 35X 35X 35X 35X 35X 35X
CLL 15 50X 50X 50X 50X 50X 50X 50X 50X 50X 50X

About the AITrust Investment Rating

The AITrust Investment Rating (Credit Rating) is an internal credit quality assessment system that determines the level of available leverage for platform users. This system is based on the international standards of the Moody's rating scale and adapted for the cryptocurrency market.

Leverage Levels (CLL)

Credit Leverage Level (CLL) determines the maximum level of leverage that a client can use depending on their VIP status. The higher the CLL, the greater the opportunity to increase potential profits from arbitrage trading.

Credit Ratings

  • Investment Grade (Baa3-Baa1) — Basic level of leverage, providing access to entry-level leverage values ​​from 2X to 15X depending on the CLL.
  • Medium Level (A3-A1) — Medium level of leverage, providing access to advanced leverage values ​​from 3X to 20X depending on the CLL.
  • High Level (Aa3-Aa1) — High level of leverage, providing access to advanced leverage values ​​from 5X to 35X depending on the CLL.
  • Highest Level (Aaa) — Maximum level of leverage, providing access to premium leverage values ​​from 6X to 50X depending on the CLL.

Leverage is the ratio between debt and equity. For example, 7X leverage means that for every unit of equity you have, you can get up to 7 units of borrowed funds to trade with.

Note: Access to a certain level of leverage depends on both your VIP status (CLL) and credit rating (PRO). Higher values ​​of both parameters provide access to maximum leverage values ​​and, accordingly, to greater profit potential.

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Objective net profit rate on credit arbitrage

Objective net profit rate depending on the size of the collateral amount and VIP status, %/day

Rating CLL VIP Status B VIP Status A VIP Status AA VIP Status AAA
Baa3
PRO 1
Baa2
PRO 2
Baa1
PRO 3
A3
PRO 4
A2
PRO 5
A1
PRO 6
Aa3
PRO 7
Aa2
PRO 8
Aa1
PRO 9
Aaa
PRO 10
Loan Amount 1'000 5'000 10'000 25'000 50'000 100'000 250'000 500'000 1'000'000 2'500'000
NEW CLL 1 0.600 0.733 0.900 1.100 1.333 * * ** ** **
Beginner CLL 1 0.600 0.733 0.900 1.100 1.333 * * ** ** **
VIP 1 CLL 1 0.600 0.733 0.900 1.100 1.333 * * ** ** **
VIP 2 CLL 2 0.633 0.767 0.933 1.133 1.367 * * ** ** **
VIP 3 CLL 3 0.667 0.800 0.967 1.167 1.400 * * ** ** **
VIP 4 CLL 4 0.700 0.833 1.000 1.200 1.433 * * ** ** **
VIP 5 CLL 5 0.733 0.867 1.033 1.233 1.467 * * ** ** **
VIP 6 CLL 6 0.767 0.900 1.067 1.267 1.500 * * ** ** **
VIP 7 CLL 7 0.800 0.933 1.100 1.300 1.533 * * ** ** **
VIP 8 CLL 8 0.833 0.967 1.133 1.333 1.567 * * ** ** **
VIP 9 CLL 9 0.867 1.000 1.167 1.367 1.600 * * ** ** **
VIP 10 CLL 10 0.900 1.033 1.200 1.400 1.633 * * ** ** **
VIP 11 CLL 11 ** ** ** ** ** ** ** ** ** **
VIP 12 CLL 12 ** ** ** ** ** ** ** ** ** **
VIP 13 CLL 13 ** ** ** ** ** ** ** ** ** **
VIP 14 CLL 14 ** ** ** ** ** ** ** ** ** **
VIP 15 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 1 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 2 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 3 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 4 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 5 CLL 15 ** ** ** ** ** ** ** ** ** **
Days 90 75 60 45 30 15 10 7 5 3

About Credit Arbitrage

Credit arbitrage is a strategy for making a profit from the difference in interest rates between borrowed funds and investment opportunities. In the AITrust ecosystem, credit arbitrage allows participants to use leverage to increase potential returns.

Key Parameters:
  • Rating - A participant's level in the AITrust program, which determines the available rates and opportunities
  • CLL Rating - Credit Leverage Level, which determines the maximum available leverage
  • Objective Rate - daily percentage yield on collateral amount
  • Loan Amount - collateral amount in USDT
Table legend:
  • * - Limited offer. Valid for the requested cryptocurrency.
  • ** - Corporate offer. Only BTC/ETH/XRP/SOL/ADA upon request.

Note: The credit period (in days) depends on the selected rating and the loan amount. The higher the rating, the shorter the credit period, but the higher the potential profitability.

Trading Rewards from the Team Deposit Arbitrage

VIP Status Bonus Rate from AITRUST FEES Trading Commissions (≈ 5%-30% of the transaction) Number of Trading Commission Accounting Lines
1st Line 2-5 Lines
NEW 20% not included 1
Beginner 20% not included 1
VIP 1 20% 10% 2
VIP 2 20% 10% 2
VIP 3 20% 10% 2
VIP 4 20% 12% 3
VIP 5 20% 12% 3
VIP 6 20% 12% 3
VIP 7 20% 14% 4
VIP 8 20% 14% 4
VIP 9 20% 14% 4
VIP 10 20% 16% 5
VIP 11 20% 16% 5
VIP 12 20% 16% 5
VIP 13 20% 18% 5
VIP 14 20% 18% 5
VIP 15 20% 18% 5
Exclusive 1 20% 18% 5
Exclusive 2 20% 18% 5
Exclusive 3 20% 18% 5
Exclusive 4 20% 18% 5
Exclusive 5 20% 18% 5

About trading rewards

Trading rewards allow AITrust program participants to receive additional income from trading operations of his team. The amount of the reward depends on the VIP status and the number of active lines.

Key terms:
  • Rating - the level of the participant in the AITrust program, which determines the available bonuses and the number of lines taken into account
  • Bonus Rate - the percentage of trading commissions that is accrued to the participant from the operations of his team
  • 1st Line - personally invited partners
  • 2-5 Lines - partners invited by your partners (depth up to 5 levels depending on the VIP status)
  • Number of Accounting Lines - the maximum number of levels in the structure from which rewards are accrued
Program Features:

The trading rewards program has the following key features:

  • All participants receive a fixed 20% of the commissions of their direct partners (1st line)
  • Starting with VIP 1, rewards from lower lines (2-5) are available
  • The percentage of rewards from lower lines increases with an increase in VIP status from 10% to 18%
  • The maximum number of lines taken into account increases with the growth of VIP status from 1 to 5
  • Exclusive 1-5 statuses have the maximum reward conditions (18% of 5 lines)

Note: NEW and Beginner statuses receive rewards only from direct partners (1st line). Starting with VIP 1, participants also receive rewards from lower lines.

CPA Rewards Program (Cost Per Action)

Licensed Arbitration

Sales 1 3 10 25 50 100 250 500 1000 2500 5000 10000 25000 50000 100000
Sold Licenses for Arbitrage in the Team (except licenses by Promo Code), pcs 1 3 10 25 50 100 250 500 1'000 2'500 5'000 10'000 25'000 50'000 100'000
Active Lines in Calculating the Number of Sold Licenses 1 1 2 2 3 3 4 4
Instant EARN Bonus for Sold Licenses for Arbitrage in the Team, USDT 50 EARN3 100 200 300 500 1'000 5'000 10'000 25'000 50'000 100'000 250'000 500'000 1'000'000 5'000'000

Crypto Lending

Sales 1 2 4 7 10 15 25 50 75 100 200 350 500 750 1000
Personally Sold Licenses for CSL Program Crypto Lending, pcs 1 2 4 7 10 15 25 50 75 100 200 350 500 750 1'000
Instant EARN Bonus for Personally Sold CSL Programs, USDT 50 EARN3 50 150 250 500 1'000 3'000 5'000 7'500 10'000 25'000 50'000 75'000 100'000 200'000

AITrust Pay (starting from 3Q 2025)

Sales 1 3 10 25 50 100 250 500 1000 2500 5000 10000 25000 50000 100000
Sold VISA/MasterCard Payment Cryptocurrency Cards in the team, pcs 1 3 10 25 50 100 250 500 1'000 2'500 5'000 10'000 25'000 50'000 100'000
Active Lines in Calculating the Number of Sold Cryptocurrency Cards 1 1 2 2 3 3 4 4
Instant EARN Bonus for Sold Cryptocurrency Cards, USDT 5 10 20 30 50 100 500 1'000 2'500 5'000 10'000 25'000 50'000 100'000 500'000

About the CPA Rewards Program

The CPA (Cost Per Action) rewards program allows participants to receive bonuses for various actions and sales in the AITrust ecosystem.

Main program areas:
  • Licensed Arbitration - rewards for selling arbitration licenses in a team. All sold licenses are taken into account, except for those activated by promo codes.
  • Crypto Lending - rewards for personal sales of licenses under the CSL program (Collateral Secured Loan).
  • AITrust Pay - rewards for selling cryptocurrency VISA/MasterCard cards in a team (available from Q3 2025).
Active lines:

The number of active lines determines the depth of sales accounting in your structure:

  • 1 line - only your personal sales are taken into account
  • 2-4 lines - sales at the corresponding depth of the structure are taken into account
  • ∞ (infinity) - all sales at any depth of the structure are taken into account
Accrual of rewards:

All rewards are accrued instantly upon performing the corresponding action:

  • For the initial level of sales (usually the first column), bonuses are credited to the EARN3 staking program with an increased yield of 25%
  • For all subsequent levels, bonuses are credited directly to the USDT balance user
  • The amount of the reward increases exponentially with the growth of the number of sales

Note: To receive maximum rewards, it is recommended to develop your structure and increase your VIP status, which will increase the number of active lines in the sales calculation.

AITrust Investment Group (Investment Grade)

Credit Rating Long-term Short-term Credit period (days) Name
Aaa 2'500'000 3 PRO 10
Aa1 1'000'000 5 PRO 9
Aa2 500'000 7 PRO 8
Aa3 250'000 10 PRO 7
A1 100'000 15 PRO 6
A2 50'000 30 PRO 5
A3 25'000 45 PRO 4
Baa1 10'000 60 PRO 3
Baa2 5'000 75 PRO 2
Baa3 1'000 90 PRO 1

About investment ratings

AITrust investment ratings are based on the international Moody's rating system and reflect the level of risk and return on investments.

Rating classification:
  • Aaa, Aa1-Aa3 - Highest investment ratings with minimal risk and a short-term crediting period
  • A1-A3 - Medium-high investment ratings with moderate risk
  • Baa1-Baa3 - Basic investment ratings with a longer crediting period

Each rating corresponds to a certain PRO level (from PRO 1 to PRO 10) and has its own parameters long-term and short-term lending, as well as a set lending period in days.

Become an Ambassador and get rewarded for sharing your love of crypto with AITrust

Rating Personal Requirements, USDT/PRO Calculation Levels CSL CSL Team Turnover, USDT Equivalent Requirements for Borrowers at Level 1 , USDT/PRO Available CLL Referral Bonus % VIP Reward, USDT
Crypto Lending Service Seller Rank Ambassador Requirement for Personal CSL or AITrust Products Number of Lines for Calculating CSL Volume by VIP Status Team Financial Volume for Collateral of Crypto Loans CSL or AITrust Products for Personally Invited Partners Credit Leverage Level: 2X-50X Reward from the CSL amount on 1 line (% in EARN Staking) Bonus in EARN Staking for VIP Status
NEW Arbitrage License not included not required not required CLL 1 not included 50 EARN3
Beginner Deposit Arbitrage not included not required License to Arbitrate CLL 1 5 50 EARN3
VIP 1 Deposit Arbitrage 1 1'000 1'000 ↔ PRO1 (Baa3) CLL 1 6 150
VIP 2 Deposit Arbitrage 2 5'000 2'000 ↔ PRO 2 (Baa2) CLL 2 7 300
VIP 3 1'000 ↔ PRO1 (Baa3) 3 10'000 3'000 ↔ PRO 2 (Baa2) CLL 3 8 550
VIP 4 1'000 ↔ PRO1 (Baa3) 4 25'000 6'000 ↔ PRO 3 (Baa1) CLL 4 9 1'000
VIP 5 1'000 ↔ PRO1 (Baa3) 5 50'000 10'000 ↔ PRO 3 (Baa1) CLL 5 10 2'000
VIP 6 5'000 ↔ PRO 2 (Baa2) 6 100'000 15'000 ↔ PRO 4 (A3) CLL 6 11 3'500
VIP 7 5'000 ↔ PRO 2 (Baa2) 7 200'000 25'000 ↔ PRO 4 (A3) CLL 7 12 6'000
VIP 8 10'000 ↔ PRO 3 (Baa1) 8 350'000 35'000 ↔ PRO 5 (A2) CLL 8 13 8'500
VIP 9 10'000 ↔ PRO 3 (Baa1) 9 550'000 50'000 ↔ PRO 5 (A2) CLL 9 14 12'000
VIP 10 25'000 ↔ PRO 4 (A3) 10 800'000 60'000 ↔ PRO 6 (A1) CLL 10 15 16'000
VIP 11 25'000 ↔ PRO 4 (A3) 11 1'100'000 80'000 ↔ PRO 6 (A1) CLL 11 16 20'000
VIP 12 50'000 ↔ PRO 5 (A2) 12 1'500'000 100'000 ↔ PRO 6 (A1) CLL 12 17 25'000
VIP 13 50'000 ↔ PRO 5 (A2) 13 2'000'000 125'000 ↔ PRO 7 (Aa3) CLL 13 18 30'000
VIP 14 100'000 ↔ PRO 6 (A1) 14 2'750'000 150'000 ↔ PRO 7 (Aa3) CLL 14 19 50'000
VIP 15 100'000 ↔ PRO 6 (A1) 15 4'500'000 200'000 ↔ PRO 7 (Aa3) CLL 15 20 125'000
Exclusive 1 250'000 ↔ PRO 7 (Aa3) All active lines 7'000'000 250'000 ↔ PRO 7 (Aa3) CLL 15 20 200'000
Exclusive 2 250'000 ↔ PRO 7 (Aa3) All active lines 12'500'000 350'000 ↔ PRO 7 (Aa2) CLL 15 20 500'000
Exclusive 3 500'000 ↔ PRO 8 (Aa2) All active lines 22'500'000 500'000 ↔ PRO 8 (Aa2) CLL 15 20 1'000'000
Exclusive 4 1'000'000 ↔ PRO 9 (Aa1) All active lines 50'000'000 1'000'000 ↔ PRO 9 (Aa1) CLL 15 20 3'000'000
Exclusive 5 2'500'000 ↔ PRO 10 (Aaa) All active lines 100'000'000 2'500'000 ↔ PRO 10 (Aaa) CLL 15 20 5'000'000

Additional Information

NEW and Beginner statuses are not VIP statuses and do not require the presence of credit arbitrage in the team.

Exclusive 1 - Exclusive 5 statuses have no restrictions on the levels of calculating the financial volume of CSL in team.

PRO1-PRO10 credit products are equivalent to the Borrower Rating (according to Moody's investment rating for AITrust) and correspond to investment grade ratings: PRO1 for Baa3 ($1,000 to $5,000), PRO2 for Baa2 ($5,000 to $10,000), PRO3 for Baa1 ($10,000 to $25,000), PRO4 for A3 ($25,000 to $50,000), PRO5 for A2 ($50,000 to $100,000), PRO6 for A1 ($100,000 to $250,000), PRO7 for Aa3 ($250,000 to $500,000), PRO8 for Aa2 ($500,000 to $1,000,000), PRO9 for Aa1 (from $1,000,000 to $2,500,000), PRO10 for Aaa (from $2,500,000 to $10,000,000).

Terms and Definitions:
  • CSL - Collateral Security for Loan: Collateral for a loan is the amount of cryptocurrency (e.g. Bitcoin, Ethereum, XRP etc.) provided by the borrower to AITrust for a certain period to obtain the amount of leverage (in USDT) for the purpose of further arbitrage trading.
  • Referral Bonus: A reward from the amount of CSL sold to a personally invited partner on the 1st line. Accrued as a credit under the EARN Staking program. Rewards for NEW and Beginner statuses are awarded as EARN3 Staking credits.
  • VIP Bonus: Ambassador reward for reaching VIP status by forming the CSL command volume and fulfilling the related conditions for achieving it. Awarded as EARN Staking credits.

Note: The number of active bonus lines depends on your VIP status in the AITrust program.

Income Program EARN STAKING

EARN STAKING Income Program
Staking EARN EARN1 (+5%) EARN2 (+10%) EARN3 (+15%)
Income/Month 10% 15% 20% 25%
Staking Period не ограничено 30 дней 90 дней 180 дней
Program Rewards EARN STAKING
Active Bonus Lines not included 1 2 3
Referral Bonus not included 5% 10%-5% 20%-10%-5%

About EARN STAKING

Limited offer. Valid for the requested cryptocurrency.

Corporate offer. Only BTC/ETH/XRP/SOL/ADA upon request.

  • EARN - Basic program with a yield of 10% per month with no limit on the placement period
  • EARN1 - Program with increased yield of 15% and a placement period of 30 days
  • EARN2 - Program with high yield of 20% and a placement period of 90 days
  • EARN3 - Program with maximum yield of 25% and a placement period of 180 days

Referral Program:

Invite partners and get additional rewards:

  • 1 line - 5% of your referral's staking
  • 2 lines - 10% of the staking of first-level referrals and 5% of the staking of second-level referrals
  • 3 lines - 20% of the staking of first-level referrals, 10% of the second level and 5% of the third level

Marketing Offer 'AITrust Lending (by Moody's)

PRO Name of the Credit (Moody's) Offers Collateral Amount, USDT Equivalent Lock-up Period of Holding Collateral Amount, days CLL1-CLL10 (VIP Rank) Leverage and Objective Rate of Return on Collateral with Crypto Assets for the Period
CLL1 MPY (Monthly), %
Profit for the Month, from
CLL1 DPY (Daily), %
Profit for the Day
CLL1 PPY (Period), %
Profit for the Period
CLL11-CLL15 (VIP Rank)
CLL1 PPY (Period), %
Profit for the Period
PRO 10 (Aaa)** 2'500'000-10'000'000 3 6X-15X ≈89 2,97 8,91 15X-50X
Personalized
(from ≈55)
PRO 9 (Aa1)** 1'000'000-2'500'000 5 6X-15X ≈78 2,6 13
PRO 8 (Aa2)** 500'000-1'000'000 7 5X-14X ≈67 2,23 15,61
PRO 7 (Aa3)* 250'000-500'000 10 5X-14X ≈57 1,9 19
PRO 6 (A1)* 100'000-250'000 15 4X-13X ≈48 1,6 24
PRO 5 (A2) 50'000-100'000 30 4X-13X ≈40 1,33 39,9
PRO 4 (A3) 25'000-50'000 45 3X-12X ≈33 1,1 49,5
PRO 3 (Baa1) 10'000-25'000 60 3X-12X ≈27 0,9 54
PRO 2 (Baa2) 5'000-10'000 75 2X-11X ≈22 0,73 54,75
PRO 1 (Baa3) 1'000-5'000 90 2X-11X ≈18 0,6 54

PRO1-PRO5: Active offers for AITrust licensees.

*Limited offer. Valid for the requested cryptocurrency.

**Corporate offer. Only BTC/ETH/XRP/SOL/ADA upon request.

About AITrust credit offer

AITrust credit offers are based on the international Moody's rating system and provide various lending options secured by crypto assets.

Lending terms:
  • PRO levels - correspond to Moody's credit ratings from Baa3 (PRO 1) to Aaa (PRO 10)
  • Collateral amount - range of acceptable collateral in USDT
  • Lock-up period - collateral retention period in days
  • Leverage - depends on the client's VIP rank and varies from 2X to 50X
Profitability indicators:
  • MPY (Monthly Percentage Yield) - monthly yield in percent
  • DPY (Daily Percentage Yield) - daily yield in percent
  • PPY (Period Percentage Yield) - profitability for the entire period in percent
Types offers:
  • Standard (PRO1-PRO5) - available to all AITrust licensees
  • Limited (PRO6-PRO7) - available for the requested cryptocurrency
  • Corporate (PRO8-PRO10) - available only for major cryptocurrencies (BTC/ETH/XRP/SOL/ADA) upon request

For clients with a high VIP rank (CLL11-CLL15), personalized lending terms with increased leverage (up to 50X) and increased profitability (from 55%) are available.

Average rate for crypto lending, %/month (MPR)

Credit Leverage Level (CLL) Available leverage Long-term MPR (Baa3-A2) Short-term MPR (A1-Aaa)
CLL 1 2X 3X 4X 5X 6X 8,332 2,62
CLL 2 3X 4X 5X 6X 7X 10,533 4,827
CLL 3 4X 5X 6X 7X 8X 11,387 6,305
CLL 4 5X 6X 7X 8X 9X 11,893 7,368
CLL 5 6X 7X 8X 9X 10X 12,185 8,171
CLL 6 7X 8X 9X 10X 11X 12,44 8,8
CLL 7 8X 9X 10X 11X 12X 12,633 9,304
CLL 8 9X 10X 11X 12X 13X 12,782 9,7
CLL 9 10X 11X 12X 13X 14X 12,902 10,049
CLL 10 11X 12X 13X 14X 15X 13,001 10,346
CLL 11 15X 16X 11,786 9,414
CLL 12 20X 11,053 9,158
CLL 13 25X 9,375 7,875
CLL 14 35X 8,382 7,327
CLL 15 50X 7,959 7,225

About MPR

MPR (Monthly Percentage Rate) - This is an indicator of the average interest rate on crypto lending, expressed as a percentage per month. This indicator is used to calculate the potential profitability when using different levels of leverage (CLL).

Leverage levels (CLL)

Credit Leverage Level (CLL) Determines the available level of leverage that a client can use depending on their VIP status. The higher the CLL, the more opportunities there are to increase potential profit.

Calculating profitability

The formula for calculating potential profitability using MPR:

Potential profitability = Deposit × Leverage × MPR × Period

Types MPR

  • Long-term MPR (Baa3-A2) - used for long-term investments with a credit rating from Baa3 to A2 on the Moody's scale.
  • Short-term MPR (A1-Aaa) - used for short-term investments with a credit rating from A1 to Aaa on the Moody's scale.

Features of choosing CLL

When When choosing a CLL, the following factors must be taken into account:

  • The client's VIP status in the AITrust system
  • The size of the deposit and collateral
  • Experience in the cryptocurrency market
  • Investment strategy (conservative/aggressive)
  • Preferred investment period

Note: MPR indicators may vary depending on market conditions and individual parameters of the loan offer. It is recommended to consult with your personal manager to determine the optimal strategy.

AITrust Investment Grade (Credit Rating)

CLL (VIP Rank) Baa3 Baa2 Baa1 A3 A2 A1 Aa3 Aa2 Aa1 Aaa
PRO 1 PRO 2 PRO 3 PRO 4 PRO 5 PRO 6 PRO 7 PRO 8 PRO 9 PRO 10
CLL 1 2X 2X 3X 3X 4X 4X 5X 5X 6X 6X
CLL 2 3X 3X 4X 4X 5X 5X 6X 6X 7X 7X
CLL 3 4X 4X 5X 5X 6X 6X 7X 7X 8X 8X
CLL 4 5X 5X 6X 6X 7X 7X 8X 8X 9X 9X
CLL 5 6X 6X 7X 7X 8X 8X 9X 9X 10X 10X
CLL 6 7X 7X 8X 8X 9X 9X 10X 10X 11X 11X
CLL 7 8X 8X 9X 9X 10X 10X 11X 11X 12X 12X
CLL 8 9X 9X 10X 10X 11X 11X 12X 12X 13X 13X
CLL 9 10X 10X 11X 11X 12X 12X 13X 13X 14X 14X
CLL 10 11X 11X 12X 12X 13X 13X 14X 14X 15X 15X
CLL 11 15X 15X 15X 15X 15X 15X 15X 15X 16X 16X
CLL 12 20X 20X 20X 20X 20X 20X 20X 20X 20X 20X
CLL 13 25X 25X 25X 25X 25X 25X 25X 25X 25X 25X
CLL 14 35X 35X 35X 35X 35X 35X 35X 35X 35X 35X
CLL 15 50X 50X 50X 50X 50X 50X 50X 50X 50X 50X

About the AITrust investment rating

The AITrust investment rating (Credit Rating) is an internal credit quality assessment system that determines the level of available leverage for platform users. This system is based on the international standards of the Moody's rating scale and adapted for the cryptocurrency market.

Leverage levels (CLL)

Credit Leverage Level (CLL) determines the maximum level of leverage that a client can use depending on their VIP status. The higher the CLL, the greater the opportunity to increase potential profits from arbitrage trading.

Credit Ratings

  • Investment Grade (Baa3-Baa1) — Basic level of leverage, providing access to entry-level leverage values ​​from 2X to 15X depending on the CLL.
  • Medium Level (A3-A1) — Medium level of leverage, providing access to advanced leverage values ​​from 3X to 20X depending on the CLL.
  • High Level (Aa3-Aa1) — High level of leverage, providing access to advanced leverage values ​​from 5X to 35X depending on the CLL.
  • Highest Level (Aaa) — Maximum level of leverage, providing access to premium leverage values ​​from 6X to 50X depending on the CLL.

Leverage is the ratio between debt and equity. For example, 7X leverage means that for every unit of equity you have, you can get up to 7 units of borrowed funds to trade with.

Note: Access to a certain level of leverage depends on both your VIP status (CLL) and credit rating (PRO). Higher values ​​of both parameters provide access to maximum leverage values ​​and, therefore, to greater profit potential.

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