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Profile

David Pryor

Founder & CEO of Pryor Strategies

David Pryor has more than 30+ years of Government Relations/Public Affairs representing Fortune 50 corporations, individuals and non-profit interests on Capitol Hill. Specialty expertise in Federal government affairs, U.S. Senate democrats, U.S. Protocol, political campaigns, Advance, Get Out the Vote (GOTV) mobilization and large-format special events. 22 years managing corporate relationships (FedEx, Microsoft) with Democratic Senators and their offices. Currently serving on three boards for non-profit entities. Married for 31+ years and devoted father to a beautiful son with severe special needs. Enjoys yoga, fly-fishing, live music and a ’63 Ford Falcon Futura.

Profile

Hon. Roxy Ndebumadu

The Honorable Roxy Ndebumadu is a visionary leader recognized for her groundbreaking work in ethical AI, government technologies modernization, and assessing the impacts of customer experience and online harms on consumer behavior. As an elected official, angel investor, and technology visionary, she is reshaping the innovation landscape globally. In 2019, Mayor Pro Tem Ndebumadu made history by becoming the youngest woman elected to serve as Councilwoman and the first African American woman to represent District 4 within the City of Bowie, Maryland, the fifth largest city in the state. In 2023, she secured re-election to the Bowie City Council with 51% of the vote in a three-way race, becoming the youngest two-term Councilmember in the City of Bowie’s history. Roxy has led efforts to launch the first STEM-based school in Prince George’s County, Maryland, Friendship Aspire Bowie STEM Academy, which is scheduled to open in August of 2024. Roxy’s career spans significant roles at Microsoft, Amazon, and Twitch before transitioning into entrepreneurship. As founder & CEO of roxHealth, Roxy is leading a multidisciplinary team building software and artificial intelligence solutions that aims to define a new cognitive frontier across the landscape of behavioral health. Roxy’s efforts in promoting ethical and equitable AI practices, notably through her involvement with the AI Trust Foundation and the Policy Center for the New South, have been instrumental in advancing innovative industry solutions. In being a humongous dreamer, and honoring her commitment to foster global social cohesion, Roxy founded the Bild Foundation. Bild Foundation is a global organization focused on empowering women, strengthening democracy, fostering innovation, and uplifting local communities across the Global South. She has served on numerous State Boards and is a Fellow at Rodel Institute and Vital Voices. You can catch Roxy contributing to insights on geopolitical opportunities, emerging technology trends, small business shifts, economic development, and U.S. policy impacts across various mediums. Vital Voices and the Women’s Center honored Roxy in 2023 as one of the Top 50 Leaders in AI. Roxy serves on the Organizing Committee for the G20.

Profile

Phil Reiner

Philip Reiner is the CEO and Founder of the Institute for Security and Technology, a San Francisco Bay Area-based nonpartisan nonprofit that works to outpace emerging security threats posed by advanced technologies by bridging technical experts and national security policymakers. He previously served in the Obama White House as Senior Director for South Asia on the National Security Council staff; as the Senior Advisor for Afghanistan and Pakistan; and as a Director for Pakistan on the NSC staff. He was a civil servant in the Office of the Under Secretary of Defense for Policy at the Pentagon, where he received the Office of the Secretary of Defense Medal for Exceptional Civilian Service; and for a number of years at Raytheon Space and Airborne Systems, working in their Electronic Warfare, Remote Sensing, and Vision Systems business units. Philip is as a Member of the Advisory Board for the AI Security Initiative at the UC Berkeley Center for Long Term Cyber Security; an affiliate with Stanford’s Center for International Security and Cooperation; the Director for Advisory at AETOS Strategy and Advisory; and the owner of a personal consulting business where he advises both public and private clients on business, tech, and international security with a predominant focus on India, China, and Japan. His writing has appeared in a variety of outlets, to include Foreign Affairs, The Cypher Brief, War on the Rocks, and C4ISRNet. He obtained his Master’s degree in International Relations and International Economics from the Johns Hopkins School of Advanced International Studies, and a Bachelor of Arts in Comparative Religions with a minor in History from the University of California at Santa Barbara, with a focus on both East and South Asian history. He routinely guest lectures on emerging international security risks at UC Berkeley and Stanford University, and lives in Oakland with his wife and two daughters.

Profile

Elizabeth Vella Moeller

As Pillsbury’s Government Law and Strategies group leader, Elizabeth Vella Moeller guides an award-winning team of knowledgeable political law advisors. For more than two decades, Elizabeth has delivered high-impact legislative and regulatory results for leading technology companies, national nonprofits and sovereign governments. With experience in Artificial Intelligence (AI), National Security and Appropriations, Elizabeth advises clients on emerging AI law and policy and represents providers of AI products and services to help them maximize new AI-related procurement opportunities with federal and state governments. She has helped clients secure more than $100 million in federal appropriations, reduce tariff burdens and accelerate federal agency approvals. The daughter of a fourth-generation California winemaker, Elizabeth has been ranked by Chambers USA as a leading Government Relations lawyer each year since 2006 and was honored by The Hill as a Top Lobbyist for 2022. Clients say Elizabeth is a “fantastic attorney who is proactive and knowledgeable with tremendous relationships … she really makes things happen.”

Profile

Leah Perry

Leah Perry is the Vice President of Legal, Chief Privacy Officer, and Global Head of Public Policy at Box, Inc., a cloud content management and file sharing company with more than 97,000 business. Ms. Perry possesses over 20 years of experience working as an attorney in the private and public sectors on global privacy, cybersecurity, technology (tech), and international trade legal matters, as well as leading successful global regulatory and public policy programs. Over the past 10 years, Ms. Perry has worked as a senior attorney in the tech and financial services industries supporting efforts to bring various products to market (e.g., Meta’s Portal, Messenger Kids, Box Sign and Box AI). Ms. Perry also worked on an array of multibillion-dollar mergers and acquisitions. Ms. Perry is currently Vice President of Legal, Chief Privacy Officer and Global Head of Public Policy at Box, Inc., a SaaS company serving over 70% of all Fortune 500 companies, foreign, domestic, and local governments. In her role, Ms. Perry is responsible for privacy legal and compliance, regulatory and public policy matters impacting the company globally. She is also responsible for the creation, implementation, and management of the company’s Artificial Intelligence (“AI”) Governance Program. Ms. Perry directly briefs Members of the Board regarding the AI Governance Program, which supported efforts to bring Box AI to market. As the AI regulatory landscape continues to evolve Ms. Perry manages the company’s readiness and policy positions by engaging lawmakers and regulatory bodies globally.

Profile

Matthew McGuire

Matt McGuire is the former U.S. Executive Director of the World Bank, where he oversaw the Bank’s strategic direction and operations. With an extensive background in international development, economic policy, and global finance, McGuire has served in several high-profile positions and is known for his commitment to advancing sustainable development and promoting financial inclusion worldwide. Prior to joining the World Bank, Dr. McGuire served as Director of the Office of the Business Liaison at the U.S. Department of Commerce where he managed the Secretary’s relationships with business leaders globally and worked closely with policymaking entities across the Obama Administration. Before his tenure in Washington, DC, Dr. McGuire worked as a senior executive in the financial services industry, helping to build three dynamic and entrepreneurial firms in Chicago, IL. He has also run non-profit programs in the U.S. and abroad, focusing on workforce development and affordable housing. Throughout his career, McGuire has been involved with various civic endeavors, acting as a board member for numerous not-for-profit organizations, including Public/Private Ventures, Chicago Public Media, and PeacePlayers International. He earned his Ph.D. in Anthropology from Harvard University and a BA from Brown University, and a Certificate of Religious Studies from the University of London.

Profile

Justin Floyd

Justin Floyd is an award-winning entrepreneur with a 25-year track record of founding and investing in pioneering technology companies solving the world’s biggest economic and social challenges. He founded RedCloud to address fundamental issues with the global supply of consumer goods that prevent brands, distributors and retailers in fast-growth economies from trading efficiently, transparently and cost-effectively with one another. Justin’s previous experience includes founding and running Vecta, one of EMEA’s fastest-growing cloud intelligence companies (acquired by Kerridge), and co-founding CCL, one of the first transatlantic fintech companies, which he scaled to $2bn trading volume in just two years. He is also an investor in Cambridge Medical Robotics (valued at £3bn), and Omnisense, an innovative real-time locating system. Justin is twice a regional Ernst and Young Entrepreneur of the Year finalist, four times a Red Herring 100 winner, a Finalist Codie award winner, and a Fast Track 100 finalist.

Profile

Karen Evans

Karen Evans is the Managing Director of the Cyber Readiness Institute (CRI), bringing over 30 years of experience in cybersecurity, national security, and technology innovation. A three-time Presidential appointee and Senate-confirmed executive, she has held pivotal roles at the U.S. Department of Energy, Department of Homeland Security, and the Office of Management and Budget. The Cyber Readiness Institute is a non-profit initiative that convenes business leaders from across sectors and geographic regions to create free cybersecurity tools for small and medium-sized businesses (SMBs). Karen’s leadership at CRI focuses on empowering small and medium-sized organizations with resources to enhance their cybersecurity and secure global value chains.

Profile

Mauricio Vivero

Mauricio Vivero has over 20 years of experience working with donors and institutions to create social impact around the globe. Mauricio serves as the Director of Partnerships for a private foundation based in NYC and is a founding board member of Give2Cuba. He has worked as consultant and advisor to many domestic and international NGOs, providing strategic guidance and support on board governance, donor communication, and fundraising. Mauricio was CEO of Friends of Caritas Cuba from 2018 to 2022. He was also the founding CEO of the Seattle International Foundation (part of The Seattle Foundation), serving from 2008 to 2017. His professional experience also includes many years of work in the field of government relations, serving as Vice President of the Legal Services Corporation; Director of Government Relations for Independent Sector; and Director of Grassroots Lobbying for the American Bar Association. Born in Cuba and raised in NYC, Mauricio hold a B.A. from Florida International University and a J.D. from Creighton University.

Profile

Hon. Jerry McNerney

The Hon. Jerry McNerney draws upon 16 years of experience in Congress together with an extensive technical knowledge of energy, technology and environmental policy to position clients for growth opportunities. Congressman McNerney served in leadership roles in the U.S. House of Representatives, including chairing the Congressional Artificial Intelligence Caucus, the WiFi Caucus, and the Grid Innovation Caucus. He served as a member of the Energy and Commerce Committee and with the Science, Space and Technology Committee. With a Ph.D. in mathematics, an engineering background and a track record of developing cutting-edge technologies, Congressman McNerney offers clients a deep understanding of complex policy issues involving artificial intelligence (AI), cybersecurity, data privacy, energy, fusion, telecommunications and the environment. Congressman McNerney is widely regarded as an accomplished leader in Washington and his home state of California. He has achieved bipartisan successes working with officials in the House, Senate and the White House. Through his more than 20 years working in the private sector, academia and national laboratories, he has also forged industry relationships in energy, fusion, utilities and technology.

Profile

Joe Lanier

Joe Lanier is the Founder and Principal of Milestone Strategies. Joe represents clients in state and federal government relations issues, with a particular focus on matters coming before the North Carolina state government. Joe has more than 25 years of federal and state government affairs experience in both the public and private sectors. Prior to founding Milestone Strategies, Joe served as chief legal and legislative counsel for two U.S. Senators. In addition, he worked in the Washington government relations practices of two leading national law firms, where he represented diverse clients before Congress on issues in healthcare, pharmaceuticals, education, and energy. Joe’s practice focus added state work in 2008 when he joined a local Raleigh law firm and began to also represent clients before North Carolina’s General Assembly and state agencies. He advised clients on a variety of government affairs matters, including in the areas of healthcare, hospital and mental health policy, information technology, tax policy, appropriations, and government procurement. Since 2011, Joe has been ranked as a top 25 lobbyist based on the biannual survey conducted by the non-partisan Public Policy Research Center and other surveys. Joe holds undergraduate and law degrees from the University of North Carolina.

AITRUST | CRYPTO WALLET

ARBITRAGE

LOANS

STAKING

AITrust Wallet: a wallet created for your financial growth.

AITrust Wallet is a decentralized public wallet that provides decentralized asset storage capabilities, as well as profitable financial management through the use of tools whose algorithms are built on interaction with built-in artificial intelligence.
AITrust provides profitable services for earning on direct and reverse arbitrage of cryptocurrencies for AITrust Wallet users. Artificial intelligence-based software conducts algorithmic purchase-sale and sale-purchase transactions of cryptocurrency, receiving financial analysis results for bullish and bearish market trends, respectively.

Artificial intelligence analyzes liquidity, spreads, delays in updating quotes and other market factors to find and use short-term price imbalances.

Why users choose AITrust Wallet

Decentralized

AITrust Wallet is a cryptocurrency storage service where your cryptocurrency belongs only to you.

Continuous Development

Continuous innovations, new AI tools and profitable products optimize the quality of financial services provided

Profitable Products

Thousands of transactions and deals are completed in minutes

Low Commissions

Competitively minimal commissions on popular Blockchain. Zero transaction costs on the XRP network in AITrust Wallet

Best Community

Cryptocurrency exchanges, AI developers, validators and users work together to make AITrust Wallet better every day

7+ years of error-free and uninterrupted operation for over 2 million wallets

Direct and Reverse Arbitrage

Executing trades with a focus on market trends

Thanks to the software based on artificial intelligence, the system monitors the price discrepancies of the same crypto asset on different trading platforms and makes trades to profit from these differences.

Always (Deposit Arbitrage)

Direct Arbitrage (Rising Market)

Is carried out by buying cryptocurrency on a platform with a lower price and then selling it on a platform with a higher price, focusing on trends in a rising market.

April 2025 (Crypto Lending)

Reverse Arbitrage (Falling Market)*)

Is carried out through the sale of a crypto asset at a higher price, and then its purchase on another platform at a lower price, focusing on trends in a falling market.

Until April 2025, the direct arbitrage strategy was implemented through the purchase and subsequent sale of crypto assets for USDT.

*With the introduction of the crypto lending strategy into the AITrust Wallet ecosystem in April 2025, reverse arbitrage technology was launched based on the use of artificial intelligence algorithms. Within the framework of this model, the collateral amounts of users' crypto assets are used as a secured resource for conducting reverse arbitrage transactions, implemented based on the downward (bearish) trend of the market. The reverse arbitrage mechanism generates profitability by selling a crypto asset at a higher price on one trading platform and then buying it back at a reduced price on another.

Expand marketing offer

Advantages

Advantages

arbitrage trading with AITrust Arbitrage Innovations

Arbitrage

Public inter-exchange arbitrage for AITrust users.

Private corporate factoring arbitrage. Manual arbitrage for Ambassadors.

Reporting

Daily arbitrage report on TOP20 liquid cryptocurrencies.

Arbitrage summary on the main markets in 24/7/365 mode.

Materials

PDF presentation marketing opportunities for making a profit from AITrust Wallet profitable instruments.

AITrust Roadmap: From forming the basics to implementing a strategy for fulfilling long-term plans.

Legality

Compliance with legal requirements and international standards guarantees the complete legality of all AITrust operations and instruments.

We ensure compliance with all regulatory standards for safe and transparent work in the market.

Rewards

Instant bonuses to Ambassadors for participating in the development, promotion and popularization of AITrust financial products.

Referral, status and CPA bonuses are accrued in liquid staking with the possibility of instant unlock. Weekly trading bonuses to the Blockchain wallet.

Manual Arbitrage

Manual InApp arbitrage for Ambassadors of the highest status. Recommendations for manual arbitrage trading for all users on limited amounts.

Immerse yourself in the atmosphere of AITrust

Discover the world of innovative financial solutions with AITrust and earn from 15% per month on cryptocurrency arbitrage.

Get unlimited profits with crypto lending and bonuses up to $10,000,000 under the Ambassador program, using advanced technologies and risk-free financial instruments.

Create a wallet

Objective net profit rate on credit arbitrage

Objective net profit rate depending on the size of the collateral amount and VIP status, %/day

Rating CLL VIP Status B VIP Status A VIP Status AA VIP Status AAA
Baa3
PRO 1
Baa2
PRO 2
Baa1
PRO 3
A3
PRO 4
A2
PRO 5
A1
PRO 6
Aa3
PRO 7
Aa2
PRO 8
Aa1
PRO 9
Aaa
PRO 10
Loan Amount 1'000 5'000 10'000 25'000 50'000 100'000 250'000 500'000 1'000'000 2'500'000
NEW CLL 1 0.600 0.733 0.900 1.100 1.333 * * ** ** **
Beginner CLL 1 0.600 0.733 0.900 1.100 1.333 * * ** ** **
VIP 1 CLL 1 0.600 0.733 0.900 1.100 1.333 * * ** ** **
VIP 2 CLL 2 0.633 0.767 0.933 1.133 1.367 * * ** ** **
VIP 3 CLL 3 0.667 0.800 0.967 1.167 1.400 * * ** ** **
VIP 4 CLL 4 0.700 0.833 1.000 1.200 1.433 * * ** ** **
VIP 5 CLL 5 0.733 0.867 1.033 1.233 1.467 * * ** ** **
VIP 6 CLL 6 0.767 0.900 1.067 1.267 1.500 * * ** ** **
VIP 7 CLL 7 0.800 0.933 1.100 1.300 1.533 * * ** ** **
VIP 8 CLL 8 0.833 0.967 1.133 1.333 1.567 * * ** ** **
VIP 9 CLL 9 0.867 1.000 1.167 1.367 1.600 * * ** ** **
VIP 10 CLL 10 0.900 1.033 1.200 1.400 1.633 * * ** ** **
VIP 11 CLL 11 ** ** ** ** ** ** ** ** ** **
VIP 12 CLL 12 ** ** ** ** ** ** ** ** ** **
VIP 13 CLL 13 ** ** ** ** ** ** ** ** ** **
VIP 14 CLL 14 ** ** ** ** ** ** ** ** ** **
VIP 15 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 1 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 2 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 3 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 4 CLL 15 ** ** ** ** ** ** ** ** ** **
Exclusive 5 CLL 15 ** ** ** ** ** ** ** ** ** **
Days 90 75 60 45 30 15 10 7 5 3

About Credit Arbitrage

Credit arbitrage is a strategy for making a profit from the difference in interest rates between borrowed funds and investment opportunities. In the AITrust ecosystem, credit arbitrage allows participants to use leverage to increase potential returns.

Key Parameters:
  • Rating - A participant's level in the AITrust program, which determines the available rates and opportunities
  • CLL Rating - Credit Leverage Level, which determines the maximum available leverage
  • Objective Rate - daily percentage yield on collateral amount
  • Loan Amount - collateral amount in USDT
Table legend:
  • * - Limited offer. Valid for the requested cryptocurrency.
  • ** - Corporate offer. Only BTC/ETH/XRP/SOL/ADA upon request.

Note: The credit period (in days) depends on the selected rating and the loan amount. The higher the rating, the shorter the credit period, but the higher the potential profitability.

Trading Rewards from the Team Deposit Arbitrage

VIP Status Bonus Rate from AITRUST FEES Trading Commissions (≈ 5%-30% of the transaction) Number of Trading Commission Accounting Lines
1st Line 2-5 Lines
NEW 20% not included 1
Beginner 20% not included 1
VIP 1 20% 10% 2
VIP 2 20% 10% 2
VIP 3 20% 10% 2
VIP 4 20% 12% 3
VIP 5 20% 12% 3
VIP 6 20% 12% 3
VIP 7 20% 14% 4
VIP 8 20% 14% 4
VIP 9 20% 14% 4
VIP 10 20% 16% 5
VIP 11 20% 16% 5
VIP 12 20% 16% 5
VIP 13 20% 18% 5
VIP 14 20% 18% 5
VIP 15 20% 18% 5
Exclusive 1 20% 18% 5
Exclusive 2 20% 18% 5
Exclusive 3 20% 18% 5
Exclusive 4 20% 18% 5
Exclusive 5 20% 18% 5

About trading rewards

Trading rewards allow AITrust program participants to receive additional income from trading operations of his team. The amount of the reward depends on the VIP status and the number of active lines.

Key terms:
  • Rating - the level of the participant in the AITrust program, which determines the available bonuses and the number of lines taken into account
  • Bonus Rate - the percentage of trading commissions that is accrued to the participant from the operations of his team
  • 1st Line - personally invited partners
  • 2-5 Lines - partners invited by your partners (depth up to 5 levels depending on the VIP status)
  • Number of Accounting Lines - the maximum number of levels in the structure from which rewards are accrued
Program Features:

The trading rewards program has the following key features:

  • All participants receive a fixed 20% of the commissions of their direct partners (1st line)
  • Starting with VIP 1, rewards from lower lines (2-5) are available
  • The percentage of rewards from lower lines increases with an increase in VIP status from 10% to 18%
  • The maximum number of lines taken into account increases with the growth of VIP status from 1 to 5
  • Exclusive 1-5 statuses have the maximum reward conditions (18% of 5 lines)

Note: NEW and Beginner statuses receive rewards only from direct partners (1st line). Starting with VIP 1, participants also receive rewards from lower lines.

CPA Rewards Program (Cost Per Action)

Licensed Arbitration

Sales 1 3 10 25 50 100 250 500 1000 2500 5000 10000 25000 50000 100000
Sold Licenses for Arbitrage in the Team (except licenses by Promo Code), pcs 1 3 10 25 50 100 250 500 1'000 2'500 5'000 10'000 25'000 50'000 100'000
Active Lines in Calculating the Number of Sold Licenses 1 1 2 2 3 3 4 4
Instant EARN Bonus for Sold Licenses for Arbitrage in the Team, USDT 50 EARN3 100 200 300 500 1'000 5'000 10'000 25'000 50'000 100'000 250'000 500'000 1'000'000 5'000'000

Crypto Lending

Sales 1 2 4 7 10 15 25 50 75 100 200 350 500 750 1000
Personally Sold Licenses for CSL Program Crypto Lending, pcs 1 2 4 7 10 15 25 50 75 100 200 350 500 750 1'000
Instant EARN Bonus for Personally Sold CSL Programs, USDT 50 EARN3 50 150 250 500 1'000 3'000 5'000 7'500 10'000 25'000 50'000 75'000 100'000 200'000

AITrust Pay (starting from 3Q 2025)

Sales 1 3 10 25 50 100 250 500 1000 2500 5000 10000 25000 50000 100000
Sold VISA/MasterCard Payment Cryptocurrency Cards in the team, pcs 1 3 10 25 50 100 250 500 1'000 2'500 5'000 10'000 25'000 50'000 100'000
Active Lines in Calculating the Number of Sold Cryptocurrency Cards 1 1 2 2 3 3 4 4
Instant EARN Bonus for Sold Cryptocurrency Cards, USDT 5 10 20 30 50 100 500 1'000 2'500 5'000 10'000 25'000 50'000 100'000 500'000

About the CPA Rewards Program

The CPA (Cost Per Action) rewards program allows participants to receive bonuses for various actions and sales in the AITrust ecosystem.

Main program areas:
  • Licensed Arbitration - rewards for selling arbitration licenses in a team. All sold licenses are taken into account, except for those activated by promo codes.
  • Crypto Lending - rewards for personal sales of licenses under the CSL program (Collateral Secured Loan).
  • AITrust Pay - rewards for selling cryptocurrency VISA/MasterCard cards in a team (available from Q3 2025).
Active lines:

The number of active lines determines the depth of sales accounting in your structure:

  • 1 line - only your personal sales are taken into account
  • 2-4 lines - sales at the corresponding depth of the structure are taken into account
  • ∞ (infinity) - all sales at any depth of the structure are taken into account
Accrual of rewards:

All rewards are accrued instantly upon performing the corresponding action:

  • For the initial level of sales (usually the first column), bonuses are credited to the EARN3 staking program with an increased yield of 25%
  • For all subsequent levels, bonuses are credited directly to the USDT balance user
  • The amount of the reward increases exponentially with the growth of the number of sales

Note: To receive maximum rewards, it is recommended to develop your structure and increase your VIP status, which will increase the number of active lines in the sales calculation.

AITrust Investment Group (Investment Grade)

Credit Rating Long-term Short-term Credit period (days) Name
Aaa 2'500'000 3 PRO 10
Aa1 1'000'000 5 PRO 9
Aa2 500'000 7 PRO 8
Aa3 250'000 10 PRO 7
A1 100'000 15 PRO 6
A2 50'000 30 PRO 5
A3 25'000 45 PRO 4
Baa1 10'000 60 PRO 3
Baa2 5'000 75 PRO 2
Baa3 1'000 90 PRO 1

About investment ratings

AITrust investment ratings are based on the international Moody's rating system and reflect the level of risk and return on investments.

Rating classification:
  • Aaa, Aa1-Aa3 - Highest investment ratings with minimal risk and a short-term crediting period
  • A1-A3 - Medium-high investment ratings with moderate risk
  • Baa1-Baa3 - Basic investment ratings with a longer crediting period

Each rating corresponds to a certain PRO level (from PRO 1 to PRO 10) and has its own parameters long-term and short-term lending, as well as a set lending period in days.

Become an Ambassador and get rewarded for sharing your love of crypto with AITrust

Rating Personal Requirements, USDT/PRO Calculation Levels CSL CSL Team Turnover, USDT Equivalent Requirements for Borrowers at Level 1 , USDT/PRO Available CLL Referral Bonus % VIP Reward, USDT
Crypto Lending Service Seller Rank Ambassador Requirement for Personal CSL or AITrust Products Number of Lines for Calculating CSL Volume by VIP Status Team Financial Volume for Collateral of Crypto Loans CSL or AITrust Products for Personally Invited Partners Credit Leverage Level: 2X-50X Reward from the CSL amount on 1 line (% in EARN Staking) Bonus in EARN Staking for VIP Status
NEW Arbitrage License not included not required not required CLL 1 not included 50 EARN3
Beginner Deposit Arbitrage not included not required License to Arbitrate CLL 1 5 50 EARN3
VIP 1 Deposit Arbitrage 1 1'000 1'000 ↔ PRO1 (Baa3) CLL 1 6 150
VIP 2 Deposit Arbitrage 2 5'000 2'000 ↔ PRO 2 (Baa2) CLL 2 7 300
VIP 3 1'000 ↔ PRO1 (Baa3) 3 10'000 3'000 ↔ PRO 2 (Baa2) CLL 3 8 550
VIP 4 1'000 ↔ PRO1 (Baa3) 4 25'000 6'000 ↔ PRO 3 (Baa1) CLL 4 9 1'000
VIP 5 1'000 ↔ PRO1 (Baa3) 5 50'000 10'000 ↔ PRO 3 (Baa1) CLL 5 10 2'000
VIP 6 5'000 ↔ PRO 2 (Baa2) 6 100'000 15'000 ↔ PRO 4 (A3) CLL 6 11 3'500
VIP 7 5'000 ↔ PRO 2 (Baa2) 7 200'000 25'000 ↔ PRO 4 (A3) CLL 7 12 6'000
VIP 8 10'000 ↔ PRO 3 (Baa1) 8 350'000 35'000 ↔ PRO 5 (A2) CLL 8 13 8'500
VIP 9 10'000 ↔ PRO 3 (Baa1) 9 550'000 50'000 ↔ PRO 5 (A2) CLL 9 14 12'000
VIP 10 25'000 ↔ PRO 4 (A3) 10 800'000 60'000 ↔ PRO 6 (A1) CLL 10 15 16'000
VIP 11 25'000 ↔ PRO 4 (A3) 11 1'100'000 80'000 ↔ PRO 6 (A1) CLL 11 16 20'000
VIP 12 50'000 ↔ PRO 5 (A2) 12 1'500'000 100'000 ↔ PRO 6 (A1) CLL 12 17 25'000
VIP 13 50'000 ↔ PRO 5 (A2) 13 2'000'000 125'000 ↔ PRO 7 (Aa3) CLL 13 18 30'000
VIP 14 100'000 ↔ PRO 6 (A1) 14 2'750'000 150'000 ↔ PRO 7 (Aa3) CLL 14 19 50'000
VIP 15 100'000 ↔ PRO 6 (A1) 15 4'500'000 200'000 ↔ PRO 7 (Aa3) CLL 15 20 125'000
Exclusive 1 250'000 ↔ PRO 7 (Aa3) All active lines 7'000'000 250'000 ↔ PRO 7 (Aa3) CLL 15 20 200'000
Exclusive 2 250'000 ↔ PRO 7 (Aa3) All active lines 12'500'000 350'000 ↔ PRO 7 (Aa2) CLL 15 20 500'000
Exclusive 3 500'000 ↔ PRO 8 (Aa2) All active lines 22'500'000 500'000 ↔ PRO 8 (Aa2) CLL 15 20 1'000'000
Exclusive 4 1'000'000 ↔ PRO 9 (Aa1) All active lines 50'000'000 1'000'000 ↔ PRO 9 (Aa1) CLL 15 20 3'000'000
Exclusive 5 2'500'000 ↔ PRO 10 (Aaa) All active lines 100'000'000 2'500'000 ↔ PRO 10 (Aaa) CLL 15 20 5'000'000

Additional Information

NEW and Beginner statuses are not VIP statuses and do not require the presence of credit arbitrage in the team.

Exclusive 1 - Exclusive 5 statuses have no restrictions on the levels of calculating the financial volume of CSL in team.

PRO1-PRO10 credit products are equivalent to the Borrower Rating (according to Moody's investment rating for AITrust) and correspond to investment grade ratings: PRO1 for Baa3 ($1,000 to $5,000), PRO2 for Baa2 ($5,000 to $10,000), PRO3 for Baa1 ($10,000 to $25,000), PRO4 for A3 ($25,000 to $50,000), PRO5 for A2 ($50,000 to $100,000), PRO6 for A1 ($100,000 to $250,000), PRO7 for Aa3 ($250,000 to $500,000), PRO8 for Aa2 ($500,000 to $1,000,000), PRO9 for Aa1 (from $1,000,000 to $2,500,000), PRO10 for Aaa (from $2,500,000 to $10,000,000).

Terms and Definitions:
  • CSL - Collateral Security for Loan: Collateral for a loan is the amount of cryptocurrency (e.g. Bitcoin, Ethereum, XRP etc.) provided by the borrower to AITrust for a certain period to obtain the amount of leverage (in USDT) for the purpose of further arbitrage trading.
  • Referral Bonus: A reward from the amount of CSL sold to a personally invited partner on the 1st line. Accrued as a credit under the EARN Staking program. Rewards for NEW and Beginner statuses are awarded as EARN3 Staking credits.
  • VIP Bonus: Ambassador reward for reaching VIP status by forming the CSL command volume and fulfilling the related conditions for achieving it. Awarded as EARN Staking credits.

Note: The number of active bonus lines depends on your VIP status in the AITrust program.

Income Program EARN STAKING

EARN STAKING Income Program
Staking EARN EARN1 (+5%) EARN2 (+10%) EARN3 (+15%)
Income/Month 10% 15% 20% 25%
Staking Period не ограничено 30 дней 90 дней 180 дней
Program Rewards EARN STAKING
Active Bonus Lines not included 1 2 3
Referral Bonus not included 5% 10%-5% 20%-10%-5%

About EARN STAKING

Limited offer. Valid for the requested cryptocurrency.

Corporate offer. Only BTC/ETH/XRP/SOL/ADA upon request.

  • EARN - Basic program with a yield of 10% per month with no limit on the placement period
  • EARN1 - Program with increased yield of 15% and a placement period of 30 days
  • EARN2 - Program with high yield of 20% and a placement period of 90 days
  • EARN3 - Program with maximum yield of 25% and a placement period of 180 days

Referral Program:

Invite partners and get additional rewards:

  • 1 line - 5% of your referral's staking
  • 2 lines - 10% of the staking of first-level referrals and 5% of the staking of second-level referrals
  • 3 lines - 20% of the staking of first-level referrals, 10% of the second level and 5% of the third level

Marketing Offer 'AITrust Lending (by Moody's)

PRO Name of the Credit (Moody's) Offers Collateral Amount, USDT Equivalent Lock-up Period of Holding Collateral Amount, days CLL1-CLL10 (VIP Rank) Leverage and Objective Rate of Return on Collateral with Crypto Assets for the Period
CLL1 MPY (Monthly), %
Profit for the Month, from
CLL1 DPY (Daily), %
Profit for the Day
CLL1 PPY (Period), %
Profit for the Period
CLL11-CLL15 (VIP Rank)
CLL1 PPY (Period), %
Profit for the Period
PRO 10 (Aaa)** 2'500'000-10'000'000 3 6X-15X ≈89 2,97 8,91 15X-50X
Personalized
(from ≈55)
PRO 9 (Aa1)** 1'000'000-2'500'000 5 6X-15X ≈78 2,6 13
PRO 8 (Aa2)** 500'000-1'000'000 7 5X-14X ≈67 2,23 15,61
PRO 7 (Aa3)* 250'000-500'000 10 5X-14X ≈57 1,9 19
PRO 6 (A1)* 100'000-250'000 15 4X-13X ≈48 1,6 24
PRO 5 (A2) 50'000-100'000 30 4X-13X ≈40 1,33 39,9
PRO 4 (A3) 25'000-50'000 45 3X-12X ≈33 1,1 49,5
PRO 3 (Baa1) 10'000-25'000 60 3X-12X ≈27 0,9 54
PRO 2 (Baa2) 5'000-10'000 75 2X-11X ≈22 0,73 54,75
PRO 1 (Baa3) 1'000-5'000 90 2X-11X ≈18 0,6 54

PRO1-PRO5: Active offers for AITrust licensees.

*Limited offer. Valid for the requested cryptocurrency.

**Corporate offer. Only BTC/ETH/XRP/SOL/ADA upon request.

About AITrust credit offer

AITrust credit offers are based on the international Moody's rating system and provide various lending options secured by crypto assets.

Lending terms:
  • PRO levels - correspond to Moody's credit ratings from Baa3 (PRO 1) to Aaa (PRO 10)
  • Collateral amount - range of acceptable collateral in USDT
  • Lock-up period - collateral retention period in days
  • Leverage - depends on the client's VIP rank and varies from 2X to 50X
Profitability indicators:
  • MPY (Monthly Percentage Yield) - monthly yield in percent
  • DPY (Daily Percentage Yield) - daily yield in percent
  • PPY (Period Percentage Yield) - profitability for the entire period in percent
Types offers:
  • Standard (PRO1-PRO5) - available to all AITrust licensees
  • Limited (PRO6-PRO7) - available for the requested cryptocurrency
  • Corporate (PRO8-PRO10) - available only for major cryptocurrencies (BTC/ETH/XRP/SOL/ADA) upon request

For clients with a high VIP rank (CLL11-CLL15), personalized lending terms with increased leverage (up to 50X) and increased profitability (from 55%) are available.

Average rate for crypto lending, %/month (MPR)

Credit Leverage Level (CLL) Available leverage Long-term MPR (Baa3-A2) Short-term MPR (A1-Aaa)
CLL 1 2X 3X 4X 5X 6X 8,332 2,62
CLL 2 3X 4X 5X 6X 7X 10,533 4,827
CLL 3 4X 5X 6X 7X 8X 11,387 6,305
CLL 4 5X 6X 7X 8X 9X 11,893 7,368
CLL 5 6X 7X 8X 9X 10X 12,185 8,171
CLL 6 7X 8X 9X 10X 11X 12,44 8,8
CLL 7 8X 9X 10X 11X 12X 12,633 9,304
CLL 8 9X 10X 11X 12X 13X 12,782 9,7
CLL 9 10X 11X 12X 13X 14X 12,902 10,049
CLL 10 11X 12X 13X 14X 15X 13,001 10,346
CLL 11 15X 16X 11,786 9,414
CLL 12 20X 11,053 9,158
CLL 13 25X 9,375 7,875
CLL 14 35X 8,382 7,327
CLL 15 50X 7,959 7,225

About MPR

MPR (Monthly Percentage Rate) - This is an indicator of the average interest rate on crypto lending, expressed as a percentage per month. This indicator is used to calculate the potential profitability when using different levels of leverage (CLL).

Leverage levels (CLL)

Credit Leverage Level (CLL) Determines the available level of leverage that a client can use depending on their VIP status. The higher the CLL, the more opportunities there are to increase potential profit.

Calculating profitability

The formula for calculating potential profitability using MPR:

Potential profitability = Deposit × Leverage × MPR × Period

Types MPR

  • Long-term MPR (Baa3-A2) - used for long-term investments with a credit rating from Baa3 to A2 on the Moody's scale.
  • Short-term MPR (A1-Aaa) - used for short-term investments with a credit rating from A1 to Aaa on the Moody's scale.

Features of choosing CLL

When When choosing a CLL, the following factors must be taken into account:

  • The client's VIP status in the AITrust system
  • The size of the deposit and collateral
  • Experience in the cryptocurrency market
  • Investment strategy (conservative/aggressive)
  • Preferred investment period

Note: MPR indicators may vary depending on market conditions and individual parameters of the loan offer. It is recommended to consult with your personal manager to determine the optimal strategy.

AITrust Investment Grade (Credit Rating)

CLL (VIP Rank) Baa3 Baa2 Baa1 A3 A2 A1 Aa3 Aa2 Aa1 Aaa
PRO 1 PRO 2 PRO 3 PRO 4 PRO 5 PRO 6 PRO 7 PRO 8 PRO 9 PRO 10
CLL 1 2X 2X 3X 3X 4X 4X 5X 5X 6X 6X
CLL 2 3X 3X 4X 4X 5X 5X 6X 6X 7X 7X
CLL 3 4X 4X 5X 5X 6X 6X 7X 7X 8X 8X
CLL 4 5X 5X 6X 6X 7X 7X 8X 8X 9X 9X
CLL 5 6X 6X 7X 7X 8X 8X 9X 9X 10X 10X
CLL 6 7X 7X 8X 8X 9X 9X 10X 10X 11X 11X
CLL 7 8X 8X 9X 9X 10X 10X 11X 11X 12X 12X
CLL 8 9X 9X 10X 10X 11X 11X 12X 12X 13X 13X
CLL 9 10X 10X 11X 11X 12X 12X 13X 13X 14X 14X
CLL 10 11X 11X 12X 12X 13X 13X 14X 14X 15X 15X
CLL 11 15X 15X 15X 15X 15X 15X 15X 15X 16X 16X
CLL 12 20X 20X 20X 20X 20X 20X 20X 20X 20X 20X
CLL 13 25X 25X 25X 25X 25X 25X 25X 25X 25X 25X
CLL 14 35X 35X 35X 35X 35X 35X 35X 35X 35X 35X
CLL 15 50X 50X 50X 50X 50X 50X 50X 50X 50X 50X

About the AITrust investment rating

The AITrust investment rating (Credit Rating) is an internal credit quality assessment system that determines the level of available leverage for platform users. This system is based on the international standards of the Moody's rating scale and adapted for the cryptocurrency market.

Leverage levels (CLL)

Credit Leverage Level (CLL) determines the maximum level of leverage that a client can use depending on their VIP status. The higher the CLL, the greater the opportunity to increase potential profits from arbitrage trading.

Credit Ratings

  • Investment Grade (Baa3-Baa1) — Basic level of leverage, providing access to entry-level leverage values ​​from 2X to 15X depending on the CLL.
  • Medium Level (A3-A1) — Medium level of leverage, providing access to advanced leverage values ​​from 3X to 20X depending on the CLL.
  • High Level (Aa3-Aa1) — High level of leverage, providing access to advanced leverage values ​​from 5X to 35X depending on the CLL.
  • Highest Level (Aaa) — Maximum level of leverage, providing access to premium leverage values ​​from 6X to 50X depending on the CLL.

Leverage is the ratio between debt and equity. For example, 7X leverage means that for every unit of equity you have, you can get up to 7 units of borrowed funds to trade with.

Note: Access to a certain level of leverage depends on both your VIP status (CLL) and credit rating (PRO). Higher values ​​of both parameters provide access to maximum leverage values ​​and, therefore, to greater profit potential.

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